I’ve always wanted to wear a luxurious white dress from Vera Wang.

I always thought I would be wearing Vera Wang down the aisle.

Since I have no man.

I’ll settle for White Warren Cashmere and Vera’s Velvet Label coat,

and strut down the runway (street).

Vera, hunny keep doing your thang.

Vera Wang, Valentino, Temperley London, Juicy Couture oh my…

White Warren Cashmere available now on Gilt.com

Vera Wang Velvet label available tomorrow October 17 at 12pm ET on Gilt.com

If you aren’t signed up yet, use this invite ( http://www.gilt.com/invite/susyhwang ) and hop to it.

Upcoming Sales on Gilt.com

Monday, October 20th- Alphabet, Temperley London, Carrera Y Carrera, John Varvatos, and Olivia Harris.

Tuesday, October 21st- Twenty8Twelve, Diesel, Bamford & Sons, Baby Juicy Couture, Swarovski, and Valentino Pret-A-Porter.

Wednesday, October 22nd- Catherine Malandrino and Chip & Pepper Men’s.

Thursday, October 23rd- Melissa Joy Manning, Pine Cone Hill, Doo.Ri, Sergio Rossi, Barker Black.

Friday, October 24th- Shumag and Charles Nolan.

In America, it helps to have a great credit score. Credit scores are numerical summaries of your credit- worthiness based on information from credit bureaus. Having a good credit score is important because it can help you secure a job and secure prime financing rates (lower interest rates) for large purchases such as: homes and cars. Insurance companies as well as prospective landlords may want to see your credit score before offering their services to you.

Employers want to see your credit score because they think that your credit score reflect stability and responsibility. Banks want to see your credit score to see if have handled your bills properly in the past before they will extend credit to you. Landlord and insurance companies also want to make sure that you are a desirable customer as well.

Don’t forget that you need to sign a release stating that it is ok for prospective employers or financiers to obtain your credit score.

There are currently 3 major credit reporting agencies, they are: Equifax, TransUnion, and Experian. You can request your credit report from any of these companies, for a small fee.

Before you pay for any credit report from the top three agencies I suggest checking out AnnualCreditReport.com. AnnualCreditReport.com gives you the option of pulling one report at a time from all three agencies or pulling all three reports concurrently.

If you haven’t checked your credit score in over a year and you haven’t exercised using your free AnnualCreditReport.com pull all three, just so you know where you stand. Next year, you can stagger your credit reports using AnnualCreditReport.com to pull one report at a time every 4 months. For example: pull Experian in January, then pull TransUnion in May, lastly pull Equifax in September.

If you have already used your AnnualCreditReport.com, you can always contact the three agencies separately to request a credit report.

If you haven’t checked your credit score in over a year I suggest pulling your credit report from all three agencies, Experian, TransUnion and Equifax at the same time or pulling all three free reports from AnnualCreditReport.com. Start with a clean slate to see where you stand.

Be careful of of imposter sites AnnualCreditReport.com’s front page should look like this.

Keep track of your credit report, it can help you find out if other people have used your identity to obtain credit in your name, aka identity theft.

If you do catch something fishy in your report notify the following agencies:

TransUnion Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834 Fax: 714-447-6034

Equifax Credit Information Services
Consumer Fraud Division
P.O. Box 105069
Atlanta, GA 30348

Experian’s National Consumer Assistance
P.O. Box 1017
Allen, TX 75013